Financial Center
Financial Center
Budgeting is an important tool for everyone. It’s important to be able to create a sound and successful money management plan. Whether you want to save for a vacation or to simply stop living paycheck to paycheck, budgeting is an effective way to reach your financial goals. We designed the Financial Center specifically to meet your needs, providing personalized financial guidance and support to help you achieve your goals. Let us help you secure financial independence.
NMCAA’s Financial Empowerment Center is here to help you achieve your financial goals through guidance and support. Our HUD Certified Budget/Housing Coaches are continuously going through extensive training to stay up to date on the latest information to help set you up for a life of financial independence. Working with our coaches will help you determine your financial goals, whether it’s improving your credit, eliminating credit card debt, or developing a monthly budget.
Reaching Your Financial Goals
Our coaches will guide you by helping you to:
Learn how to improve your credit score and achieve your goals.
Help determine the best way to pay down your debts so you can have more control of your finances.
Teach you to understand if an email or mailed letter, text or even a phone number is a scam or not. Knowing how to tell the difference whether a company is a scam or not can save you from identity theft.
Money Management
Learn More about Money Management
Our Money Management Workshops cover a number of topics including developing a budget, learning about different types of banks and bank accounts available, debt reduction, credit scores, student loans, and more! Scholarships are available for those who income qualify. Available on Zoom or self-paced. Money Management zoom workshops are $20 and self-paced is $35 per household.
Budget Coaching
Learn More about Budget Coaching
Our Budget Coaches will work with you to make sure that you stay on track with your budget. Each session is personalized to ensure that all goals are on track to being met. Each session is free.
Family Self-Sufficiency
Learn More about Family self-sufficiency
The Family Self-Sufficiency Program (FSS) is an innovative, voluntary program that helps Michigan State Housing Development Authority (MSHDA) housing voucher participants achieve economic independence over a five-year period. Meeting with a NMCAA Housing Coach does NOT guarantee a place in the FSS Program.
Individual Development Account
Learn More about Individual development account
The Individual Development Account (IDA) Program is for those who are planning to attend college or an accredited certification program, start or grow a small business, save for a down payment, closing costs, or principal reduction for a home purchase. We will match what you save and reward you when all program requirements are met, and you have been enrolled for at least six months. IDA may be combined with our Down Payment Assistance (DPA) Program in some instances.
Financial Independence is Just a Click Away
Are you ready to purchase a home? Learn about our Homeownership Center here! To contact our Financial Center, please call, text (231) 714-4578 , or email us.
Homeownership and Financial Center
NMCAA is committed to making financial education and home counseling available for low to moderate income households to achieve financial self-sufficiency.
Homeownership and Financial Center
NMCAA is committed to making financial education and home counseling available for low to moderate income households to achieve financial self-sufficiency.
