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NMCAA
NORTHWEST MICHIGAN Community Action Agency
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    • About NMCAA Team
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    • Board of Directors
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    • Housing & Energy Efficiency ServicesExpand
      • Emergency Home Repair
      • Low-Income Weatherization
    • Homeless Prevention ProgramsExpand
      • About Homeless Prevention
      • Homeless Prevention
      • Street Outreach
      • Rapid Re-housing
      • Coordinated Entry and Diversion
      • Supportive Services for Veteran Families
    • Homeownership and Financial CenterExpand
      • Homeownership CenterExpand
        • Homebuyer Coaching
        • Homebuyer Education
        • Pre and Post Purchase Coaching
        • Foreclosure Education
        • Down Payment Assistance
        • Rental Housing Coaching
      • Financial CenterExpand
        • Money Management
        • Budget Coaching
        • Family Self Sufficiency
        • Indvidual Development Account Program
      • Free Tax PreparationExpand
        • Tax Volunteers
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      • Expectant Families
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        • Interest Form
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        • Public Information Reporting
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        • Child Development Training
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      • Meals on WheelsExpand
        • Meals on Wheels Monthly Update
        • Home Delivered Meals
        • Senior Luncheon
      • The Emergency Food Assistance Program
      • Commodity Supplemental Food Program
    • Economic SecurityExpand
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      • Diaper project
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NMCAA

 

NORTHWEST MICHIGAN
Community Action Agency

 

Budget Coaching

Work with a HUD Certified Budget Coach

Kickstart your Financial Management through Our Budget Coaching

When it comes to financial management, taking the first step may feel overwhelming. However, with the guidance of a HUD Certified Budget Coach from NMCAA, you won’t have to face it alone. Our budget coaching is not only designed to help you improve your credit score, but it also aspires to support you in reaching your financial goals. Clients working in this program are able to create strategies to pay down their debt and gain financial freedom.

Through this program, clients are able to see the importance and recognize the significance in building a strong financial foundation. Budgeting is seen as an essential tool for anyone who aims to create a sound and successful financial plan. Whether your goal is to save for activities or break the cycle of living paycheck to paycheck, this program is for you.

Additionally, NMCAA’s programs offer more than just financial planning. It informs clients about scams and identifying theft. These are both critical issues in today’s life that are often overlooked. Protection for yourself along with your family from these threats will be emphasized. Furthermore, if you are concerned about predatory lenders, assistance will be provided to help ensure that your housing needs are while avoiding unfair practices.

Select Coaching that Works for You

Gain Financial Stability Today

NMCAA offers two tailored options: Individual Budget Counseling and Homeownership Budget Coaching. In our Individual Budget Counseling our HUD Certified housing coaches will work closely with you to prepare a personalized budget plan. Alternatively, our Homeownership Budget Coaching focuses on helping you develop a saving plan specifically for achieving sustainable homeownership, with expert guidance provided at no cost.

Individual Budget Coaching can help you with your own personal or family's financial management goals.
One-on-One Coaching

Individual Budget Counseling

Individual Budget Counseling involves one-on-one personalized sessions in which a budget or housing coach will help a client prepare a household income analysis and establish a money management and bill paying plan.

intake Form
NMCAA offers Free Budget coaching for Homeowners. Fill out an intake form to signup today.
Achieve Sustainable Homeownership

Budget Coaching for Homeowners

Have you already purchased a home, but aren’t sure how to save money for emergency situations? Our budget coaches are ready to help you develop a saving plan for FREE.

Intake Form
Contact Us Today

Let’s Build Financial Stability Together

If you would like to further explore NMCAA’s programs, taking the first step is simple. You can easily give us a call, text us at 231-714-4578, or email us. We would love to assist you in becoming financially stable. Even if you’re unsure where to begin, we’re here to guide you every step of the way towards a secure financial future.

Homeownership and Financial Center

NMCAA is committed to making financial education and home counseling available for low to moderate income households to achieve financial self-sufficiency.  

Learn More

Homebuyer Coaching

Learn More

Homebuyer Education

Learn More

Pre and Post Purchase Coaching

Learn More

Foreclosure Education

Learn More

Down Payment Assistance

Learn More

Rental Housing Coaching

Learn More

Money Management

Learn More

Budget Coaching

Learn More

Family Self-sufficiency

Learn More

Individual Development Account

Learn More

Free Tax Preparation

Learn More

Tax Volunteers

Homeownership and Financial Center

NMCAA is committed to making financial education and home counseling available for low to moderate income households to achieve financial self-sufficiency.  

Learn More

Homebuyer Coaching

Learn More

Homebuyer Education

Learn More

Pre and Post Purchase Coaching

Learn More

Foreclosure Education

Learn More

Down Payment Assistance

Learn More

Rental Housing Coaching

Learn More

Money Management

Learn More

Budget Coaching

Learn More

Family Self-sufficiency

Learn More

Individual Development Account

Learn More

Free Tax Preparation

Learn More

Tax Volunteers

NMCAA is dedicated to supporting their local communities. We currently cover ten counties. Contact your local NMCAA branch today.

Employee Portal

Antrim, Charlevoix and Emmet Counties

  • 2240 Mitchell Park Dr., Unit A. Petoskey, MI 49770
  • (231) 347-9070
  • (800) 443-5518
  • Fax: (231) 347-3664

Benzie, Grand Traverse, Kalkaska and Leelanau Counties

  • 3963 Three Mile Rd. Traverse City, MI 49686
  • (231) 947-3780
  • (800) 632-7334
  • Fax: (231) 947-4935

Missaukee, Roscommon and Wexford Counties

  • 1640 Marty Paul Cadillac, MI 49601
  • (231) 775-9781
  • (800) 443-2297
  • Fax: (231) 775-1448

Northwest Michigan Community Action Agency © 2024 • Created by BC Marketing Solutions LLC • Policy & Terms

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  • Home
  • About
    • About NMCAA Team
    • Annual Reporting and Financials
    • Board of Directors
  • Programs
    • Housing & Energy Efficiency Services
      • Emergency Home Repair
      • Low-Income Weatherization
    • Homeless Prevention Programs
      • About Homeless Prevention
      • Homeless Prevention
      • Street Outreach
      • Rapid Re-housing
      • Coordinated Entry and Diversion
      • Supportive Services for Veteran Families
    • Homeownership and Financial Center
      • Homeownership Center
        • Homebuyer Coaching
        • Homebuyer Education
        • Pre and Post Purchase Coaching
        • Foreclosure Education
        • Down Payment Assistance
        • Rental Housing Coaching
      • Financial Center
        • Money Management
        • Budget Coaching
        • Family Self Sufficiency
        • Indvidual Development Account Program
      • Free Tax Preparation
        • Tax Volunteers
    • Child and Family Development
      • Expectant Families
      • Infant and Toddler
        • Interest Form
      • Preschool
        • Interest Form
      • Collaborative Centers
      • School Success Partnership
      • Family Corner
      • Reports
        • Public Information Reporting
        • School Readiness
        • Child Development Training
    • Food Programs
      • Meals on Wheels
        • Meals on Wheels Monthly Update
        • Home Delivered Meals
        • Senior Luncheon
      • The Emergency Food Assistance Program
      • Commodity Supplemental Food Program
    • Economic Security
      • Laundry Project
      • Diaper Grant
  • Get Involved
    • Volunteer
  • Community Impact
    • Share Your Story
  • Careers
    • Search Jobs
  • Media
  • Events
  • Podcast
  • Contact
    • Programs by Location
    • Office Locations
  • Donate
Search